The combined solution is a comprehensive insurance package that includes Work Injury Benefits ACT (WIBA) insurance, Group Personal Accident (GPA) insurance, Group Life Assurance (GLA), and last expense insurance. This package is designed to provide complete coverage to employees in the event of an accident or unexpected event.

By combining these four insurance policies into one, the combined solution eliminates the need for multiple policies and streamlines the administrative process. This makes it easier for employers to manage their employees’ insurance coverage and reduces the risk of coverage gaps and overlaps.

For example, if an employee is injured on the job, the WIBA insurance will cover their medical expenses and lost income due to disability. If the employee passes away due to the injury, the GLA insurance will provide a lump sum payment to their beneficiaries. The GPA insurance will provide additional coverage for accidental death and total disability, replacement of lost accident income during a temporary disability, and medical expenses for up to 365 days a year. Lastly, the last expense insurance will provide a lump sum payment to cover funeral expenses.

With the combined solution, all of these policies are combined into one package, simplifying the process for employers and providing complete coverage for their employees. This not only ensures peace of mind for employees but also helps to attract and retain top talent, which can have a positive impact on a business’s bottom line.