Political Violence and Terrorism



Social unrest and acts of terrorism are becoming a global phenomenon, and no part of the world is immune from civil unrest. That’s why we offer Political Violence, Terrorism & Sabotage Insurance.

This insurance provides financial security against the threat of property loss, damage, and business interruption following an act of terrorism or politically motivated violence, including acts of war and sovereign conflict.

Our coverage includes physical damage or loss to the insured’s property, including loss of income (business interruption) resulting directly as a consequence of one or more covered causes of loss.

Target Market:

Our Political Violence, Terrorism & Sabotage Insurance is ideal for commercial business owners, including manufacturers, retailers, communication facilities (telecoms), financial institutions, educational institutions, health facilities, energy and power, construction, hotels and lodges, offices and property managers/real estate owners, and multinational corporations with global exposures.

Our coverage is ideal for buildings, vehicles, plant & machinery, stock in trade, contents in office premises, and goods in transit.

Key Considerations:

When considering Political Violence, Terrorism & Sabotage Insurance, it’s important to ask yourself if your existing insurance policy covers financial loss and physical damage caused by an act of terrorism.

You should also consider if your policy provides cover against terrorism and political violence, including war and civil war, and if there are any gaps in your existing insurance arrangement.

It’s important to make sure your coverage matches your requirements in different territories and that the links in your supply chain have terrorism and political violence cover.

You should also consider if you’re covered for loss of working hours following an insured peril.

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